Digital Mandate – Episode 7 | The Future of Tech-Driven Lending | Ft. Atul Gaurav, Co-Founding Member, Head IT & HR, Z-First How is India’s next-gen fintech bridging the gap between traditional banking and underserved customers? In Digital Mandate Episode 7, Atul Gaurav, Co-Founding Member, Head IT & HR, Z-First reveals:
🔹 Why Tier 3-5 cities are fintech’s untapped goldmine – and how mobile apps drive 1L+ downloads despite low literacy
🔹 AI’s real-world impact: From vernacular chatbots to fraud detection in informal income markets
🔹 The DPDP Act countdown: Preparing for data encryption & compliance in 2024
🔹 Bold prediction: “Sales teams won’t vanish – but AI will augment last-mile trust”
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