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Digital Mandate – Episode 26 | Ft. Hemant Joshi, Head of Product, KredX


In this episode, Hemant Joshi shares how KredX is transforming access to working capital for MSMEs through technology, innovation, and regulatory foresight. From building scalable financial infrastructure to embedding AI for smarter risk management, Hemant discusses how product design, resilience, and compliance come together to drive meaningful change in the fintech ecosystem

Key Takeaways:
● How KredX is bridging the MSME working capital gap through tech-led financing platforms
● Why scalability, security, and microservice architecture are key to fintech resilience
● The role of real-time verification, API integrations, and AI-led video KYC in preventing fraud
● How regulatory alignment and innovation can coexist for sustainable growth
●The future of supply chain finance powered by automation, AI, and proactive credit risk management

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